10-QPerfumes, Cosmetics & Other Toilet Preparations

COLGATE-PALMOLIVE COMPANY

CL · Period ending 2026-03-31 · Filed 2026-05-01

Valuation

Perfumes, Cosmetics & Other Toilet Preparations
Live · Yahoo Finance

Price

$86.07

52-Week Range

$74.55$86.07 now$99.33

Decision Context

Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.

Based on filing period ending Mar 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

CL vs

Macro Context

Fed Funds Rate

3.64%

Accommodative

10-Year Treasury

4.32%

2026-04-01

Unemployment

4.3%

Near full employment

CPI Index

330.3

2026-03-01

M2 Money Supply

$22.7T

2026-03-01

The Federal Funds rate stands at 3.64% — a moderately elevated rate environment that raises borrowing costs across the economy; 10-year Treasury yields are at 4.32%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.3%; Industrial production index is at 101.8; M2 money supply is $22.7T; CPI index stands at 330.3.

SWOT Analysis — CL

Inflationary Boom
Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

Strengths

No standout strengths identified from the filing.

Weaknesses

  • Net Income: $2.1B (-26.2% YoY) — Profit fell 26% but remained positive.

  • EPS (Diluted): $2.63 (-25.1% YoY) — Earnings per share fell 25%.

Opportunities

  • Operating Cash Flow: $4.2B (+2.2% YoY) — Operating cash flow grew 2% — the business generated more cash from day-to-day operations.

  • Total Assets: $16.3B (+1.8% YoY) — Total assets grew 2% — the company's resource base expanded.

  • Revenue: $15.5B (+1.7% YoY) — Revenue grew 2% — the company sold more goods or services than the prior year.

Threats

  • Total liabilities are 98% of total assets — the balance sheet is heavily leveraged with limited equity cushion.

  • Current ratio of 0.83x — short-term liabilities exceed current assets, which could create near-term liquidity pressure.

Financial Charts

Revenue vs Net Income

Gross Profit vs Operating Income

Margin Trend

Operating Cash Flow

Year-over-Year Changes

Net Income

$2.1B

was $2.9B

−26.2%

Profit fell 26% but remained positive.

EPS (Diluted)

$2.63

was $3.51

−25.1%

Earnings per share fell 25%.

Operating Cash Flow

$4.2B

was $4.1B

+2.2%

Operating cash flow grew 2% — the business generated more cash from day-to-day operations.

Total Assets

$16.3B

was $16.0B

+1.8%

Total assets grew 2% — the company's resource base expanded.

Revenue

$15.5B

was $15.2B

+1.7%

Revenue grew 2% — the company sold more goods or services than the prior year.

Risk Flags

2 high · 0 medium · 0 low
  • High

    Total liabilities are 98% of total assets — the balance sheet is heavily leveraged with limited equity cushion.

  • High

    Current ratio of 0.83x — short-term liabilities exceed current assets, which could create near-term liquidity pressure.

Price History

Technical Signals

Daily closes · 1-year data

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External Links

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Research COLGATE-PALMOLIVE COMPANY

Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.