Valuation
Hospital & Medical Service PlansLive · Yahoo FinancePrice
$27.39
52-Week Range
Decision Context
Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.
Based on filing period ending Mar 2026
FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.
Macro Context
SWOT Analysis — OSCR
Inflationary BoomStrengths
Total Assets: $6.3B (+30.7% YoY) — Total assets grew 31% — the company's resource base expanded.
Revenue: $11.7B (+27.5% YoY) — Revenue grew 28% — the company sold more goods or services than the prior year.
Operating Cash Flow: $1.1B (+11.9% YoY) — Operating cash flow grew 12% — the business generated more cash from day-to-day operations.
Weaknesses
Net Income: -$443.2M (-1842.5% YoY) — The company posted a net loss — total expenses exceeded total revenue.
EPS (Diluted): $-1.69 (-1790.0% YoY) — Negative EPS — the company recorded a loss on a per-share basis.
Opportunities
No clear opportunities identified at this time.
Threats
Net loss of $443.2M — the company spent more than it earned. Investors should monitor the path to profitability.
Current ratio of 0.95x — short-term liabilities exceed current assets, which could create near-term liquidity pressure.
Total liabilities represent 84% of total assets — elevated leverage that amplifies both gains and losses.
Financial Charts
Revenue vs Net Income
Margin Trend
Operating Cash Flow
Year-over-Year Changes
Net Income
-$443.2M
was $25.4M
The company posted a net loss — total expenses exceeded total revenue.
EPS (Diluted)
$-1.69
was $0.10
Negative EPS — the company recorded a loss on a per-share basis.
Total Assets
$6.3B
was $4.8B
Total assets grew 31% — the company's resource base expanded.
Revenue
$11.7B
was $9.2B
Revenue grew 28% — the company sold more goods or services than the prior year.
Operating Cash Flow
$1.1B
was $978.2M
Operating cash flow grew 12% — the business generated more cash from day-to-day operations.
Risk Flags
2 high · 1 medium · 0 low- ⚠ High
Net loss of $443.2M — the company spent more than it earned. Investors should monitor the path to profitability.
- ⚠ High
Current ratio of 0.95x — short-term liabilities exceed current assets, which could create near-term liquidity pressure.
- ◈ Medium
Total liabilities represent 84% of total assets — elevated leverage that amplifies both gains and losses.
Price History
Technical Signals
Daily closes · 1-year dataLatest News
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External Links
Trade OSCR
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Research Oscar Health, Inc.
Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.