10-QBanking

PNC Financial Services Group, Inc.

PNC · Period ending 2026-03-31 · Filed 2026-05-05

Valuation

Banking
Live · Yahoo Finance

Price

$249.26

52-Week Range

$176.88$249.26 now$256.49

Decision Context

Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.

Based on filing period ending Mar 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

PNC vs

Macro Context

SWOT Analysis — PNC

Inflationary Boom
Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

Strengths

  • EPS (Diluted): $16.59 (+20.7% YoY) — Earnings per share rose 21% — each share earned more.

  • Net Income: $7.0B (+17.5% YoY) — Profit grew 18% — the company kept more of each dollar earned.

  • Revenue: $23.1B (+7.2% YoY) — Revenue grew 7% — the company sold more goods or services than the prior year.

Weaknesses

  • Operating Cash Flow: $4.4B (-44.4% YoY) — Operating cash flow fell 44% but remained positive.

Opportunities

  • Total Assets: $573.6B (+2.4% YoY) — Total assets grew 2% — the company's resource base expanded.

Threats

  • Total liabilities are 89% of total assets — the balance sheet is heavily leveraged with limited equity cushion.

Financial Charts

Revenue vs Net Income

Margin Trend

Year-over-Year Changes

Operating Cash Flow

$4.4B

was $7.9B

−44.4%

Operating cash flow fell 44% but remained positive.

EPS (Diluted)

$16.59

was $13.74

+20.7%

Earnings per share rose 21% — each share earned more.

Net Income

$7.0B

was $6.0B

+17.5%

Profit grew 18% — the company kept more of each dollar earned.

Revenue

$23.1B

was $21.6B

+7.2%

Revenue grew 7% — the company sold more goods or services than the prior year.

Total Assets

$573.6B

was $560.0B

+2.4%

Total assets grew 2% — the company's resource base expanded.

Risk Flags

1 high · 0 medium · 0 low
  • High

    Total liabilities are 89% of total assets — the balance sheet is heavily leveraged with limited equity cushion.

Price History

Technical Signals

Daily closes · 1-year data

Latest News

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External Links

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Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.