Phillips 66 (PSX) Financial Analysis — Fisclear

Valuation

Oil Refining

Live · Yahoo Finance

Price

$259.47

52-Week Range

$126.74$259.47 now$265.43

Decision Context

Scores are balanced across the six engines. No single dimension dominates — this is consistent with a stable, mid-tier quality business.

Based on filing period ending Jun 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

PSX vs

Macro Context

Fed Funds Rate

3.63%

Accommodative

10-Year Treasury

4.60%

2026-07-01

Unemployment

4.1%

Near full employment

CPI Index

332.6

2026-06-01

M2 Money Supply

$23.2T

2026-06-01

The Federal Funds rate stands at 3.63% — a moderately elevated rate environment that raises borrowing costs across the economy; 10-year Treasury yields are at 4.60%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.1%; Industrial production index is at 102.6; M2 money supply is $23.2T; CPI index stands at 332.6.

SWOT Analysis — PSX

Inflationary Boom

Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

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Strengths

EPS (Diluted): $10.79 (+116.2% YoY) — Earnings per share rose 116% — each share earned more.
Net Income: $4.4B (+108.0% YoY) — Profit grew 108% — the company kept more of each dollar earned.
Operating Cash Flow: $5.0B (+18.4% YoY) — Operating cash flow grew 18% — the business generated more cash from day-to-day operations.

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Weaknesses

Revenue: $132.4B (-7.5% YoY) — Revenue fell 8% — the company generated less from its core operations.
Stock is near its 52-week high (224.68) — the price reflects strong recent momentum, but entry risk is elevated at these levels.

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Opportunities

Total Assets: $73.7B (+1.5% YoY) — Total assets grew 2% — the company's resource base expanded.

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Threats

Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.
Revenue declined 8% year-over-year — the company brought in less from its core business than the prior year.

Financial Charts

Revenue vs Net Income

Margin Trend

Operating Cash Flow

Year-over-Year Changes

EPS (Diluted)

$10.79

was $4.99

+116.2%

Earnings per share rose 116% — each share earned more.

Net Income

$4.4B

was $2.1B

+108.0%

Profit grew 108% — the company kept more of each dollar earned.

Operating Cash Flow

$5.0B

was $4.2B

+18.4%

Operating cash flow grew 18% — the business generated more cash from day-to-day operations.

Revenue

$132.4B

was $143.2B

−7.5%

Revenue fell 8% — the company generated less from its core operations.

Total Assets

$73.7B

was $72.6B

+1.5%

Total assets grew 2% — the company's resource base expanded.

Risk Flags

1 high · 1 medium · 1 low

⚠ High
Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.
◈ Medium
Revenue declined 8% year-over-year — the company brought in less from its core business than the prior year.
○ Low
Stock is near its 52-week high (224.68) — the price reflects strong recent momentum, but entry risk is elevated at these levels.