10-QReal Estate Investment Trusts

READY CAPITAL CORPORATION

RC · Period ending 2026-03-31 · Filed 2026-05-08

Valuation

Real Estate Investment Trusts
Live · Yahoo Finance

Price

$1.73

52-Week Range

$1.50$1.73 now$4.75

Decision Context

Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.

Based on filing period ending Mar 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

RC vs

Macro Context

SWOT Analysis — RC

Inflationary Boom
Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

Strengths

  • Operating Cash Flow: $432.1M (+57.2% YoY) — Operating cash flow grew 57% — the business generated more cash from day-to-day operations.

  • EPS (Diluted): $-1.44 (+45.2% YoY) — Negative EPS — the company recorded a loss on a per-share basis.

Weaknesses

  • Net Income: $44.9M (-38.5% YoY) — Profit fell 39% but remained positive.

  • Total Assets: $7.8B (-23.4% YoY) — Total assets shrank 23% — the balance sheet contracted.

Opportunities

No clear opportunities identified at this time.

Threats

  • Total liabilities represent 79% of total assets — elevated leverage that amplifies both gains and losses.

  • Stock is within 10% of its 52-week low (1.50) — the market may be pricing in significant risk or sector weakness.

Year-over-Year Changes

Operating Cash Flow

$432.1M

was $274.8M

+57.2%

Operating cash flow grew 57% — the business generated more cash from day-to-day operations.

EPS (Diluted)

$-1.44

was $-2.63

+45.2%

Negative EPS — the company recorded a loss on a per-share basis.

Net Income

$44.9M

was $73.0M

−38.5%

Profit fell 39% but remained positive.

Total Assets

$7.8B

was $10.1B

−23.4%

Total assets shrank 23% — the balance sheet contracted.

Risk Flags

0 high · 2 medium · 0 low
  • Medium

    Total liabilities represent 79% of total assets — elevated leverage that amplifies both gains and losses.

  • Medium

    Stock is within 10% of its 52-week low (1.50) — the market may be pricing in significant risk or sector weakness.

Price History

Technical Signals

Daily closes · 1-year data

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External Links

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Research READY CAPITAL CORPORATION

Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.