Valuation
Hospital & Medical Service PlansLive · Yahoo FinancePrice
$408.52
52-Week Range
Decision Context
Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.
Based on filing period ending Mar 2026
FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.
Macro Context
Fed Funds Rate
3.64%
Accommodative
10-Year Treasury
4.32%
2026-04-01
Unemployment
4.3%
Near full employment
CPI Index
330.3
2026-03-01
M2 Money Supply
$22.7T
2026-03-01
The Federal Funds rate stands at 3.64% — a moderately elevated rate environment that raises borrowing costs across the economy; 10-year Treasury yields are at 4.32%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.3%; Industrial production index is at 101.8; M2 money supply is $22.7T; CPI index stands at 330.3.
SWOT Analysis — UNH
Inflationary BoomStrengths
Revenue: $447.6B (+11.8% YoY) — Revenue grew 12% — the company sold more goods or services than the prior year.
Weaknesses
Operating Cash Flow: $19.7B (-18.6% YoY) — Operating cash flow fell 19% but remained positive.
Net Income: $12.1B (-16.3% YoY) — Profit fell 16% but remained positive.
EPS (Diluted): $13.23 (-14.7% YoY) — Earnings per share fell 15%.
Opportunities
Total Assets: $309.6B (+3.8% YoY) — Total assets grew 4% — the company's resource base expanded.
Threats
Current ratio of 0.79x — short-term liabilities exceed current assets, which could create near-term liquidity pressure.
Financial Charts
Revenue vs Net Income
Margin Trend
Operating Cash Flow
Year-over-Year Changes
Operating Cash Flow
$19.7B
was $24.2B
Operating cash flow fell 19% but remained positive.
Net Income
$12.1B
was $14.4B
Profit fell 16% but remained positive.
EPS (Diluted)
$13.23
was $15.51
Earnings per share fell 15%.
Revenue
$447.6B
was $400.3B
Revenue grew 12% — the company sold more goods or services than the prior year.
Total Assets
$309.6B
was $298.3B
Total assets grew 4% — the company's resource base expanded.
Risk Flags
1 high · 0 medium · 0 low- ⚠ High
Current ratio of 0.79x — short-term liabilities exceed current assets, which could create near-term liquidity pressure.
Price History
Technical Signals
Daily closes · 1-year dataLatest News
via FinnhubFiling History — UNH
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External Links
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Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.