10-QRailroads, Line-Haul Operating

UNION PACIFIC CORP

UNP · Period ending 2026-03-31 · Filed 2026-04-23

Valuation

Railroads, Line-Haul Operating
Live · Yahoo Finance

Price

$268.67

52-Week Range

$210.84$268.67 now$279.70

Decision Context

Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.

Based on filing period ending Mar 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

UNP vs

Macro Context

SWOT Analysis — UNP

Inflationary Boom
Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

Strengths

  • EPS (Diluted): $11.98 (+8.0% YoY) — Earnings per share rose 8% — each share earned more.

  • Net Income: $7.1B (+5.8% YoY) — Profit grew 6% — the company kept more of each dollar earned.

Weaknesses

  • Revenue: $19.5B (-10.0% YoY) — Revenue fell 10% — the company generated less from its core operations.

  • Operating Cash Flow: $9.3B (-0.6% YoY) — Operating cash flow fell 1% but remained positive.

Opportunities

  • Total Assets: $69.7B (+2.9% YoY) — Total assets grew 3% — the company's resource base expanded.

Threats

  • Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.

  • Current ratio of 0.91x — short-term liabilities exceed current assets, which could create near-term liquidity pressure.

  • Revenue declined 10% year-over-year — the company brought in less from its core business than the prior year.

  • Total liabilities represent 74% of total assets — elevated leverage that amplifies both gains and losses.

Financial Charts

Revenue vs Net Income

Margin Trend

Operating Cash Flow

Year-over-Year Changes

Revenue

$19.5B

was $21.7B

−10.0%

Revenue fell 10% — the company generated less from its core operations.

EPS (Diluted)

$11.98

was $11.09

+8.0%

Earnings per share rose 8% — each share earned more.

Net Income

$7.1B

was $6.7B

+5.8%

Profit grew 6% — the company kept more of each dollar earned.

Total Assets

$69.7B

was $67.7B

+2.9%

Total assets grew 3% — the company's resource base expanded.

Operating Cash Flow

$9.3B

was $9.3B

−0.6%

Operating cash flow fell 1% but remained positive.

Risk Flags

2 high · 2 medium · 0 low
  • High

    Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.

  • High

    Current ratio of 0.91x — short-term liabilities exceed current assets, which could create near-term liquidity pressure.

  • Medium

    Revenue declined 10% year-over-year — the company brought in less from its core business than the prior year.

  • Medium

    Total liabilities represent 74% of total assets — elevated leverage that amplifies both gains and losses.

Price History

Technical Signals

Daily closes · 1-year data

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External Links

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Research UNION PACIFIC CORP

Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.