Valuation
BankingLive · Yahoo FinancePrice
$80.96
52-Week Range
Decision Context
Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.
Based on filing period ending Mar 2026
FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.
Macro Context
Fed Funds Rate
3.64%
Accommodative
10-Year Treasury
4.32%
2026-04-01
Unemployment
4.3%
Near full employment
CPI Index
330.3
2026-03-01
M2 Money Supply
$22.7T
2026-03-01
The Federal Funds rate stands at 3.64% — a moderately elevated rate environment that raises borrowing costs across the economy; 10-year Treasury yields are at 4.32%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.3%; Industrial production index is at 101.8; M2 money supply is $22.7T; CPI index stands at 330.3.
SWOT Analysis — WFC
Inflationary BoomStrengths
EPS (Diluted): $6.26 (+16.6% YoY) — Earnings per share rose 17% — each share earned more.
Total Assets: $2.1T (+11.3% YoY) — Total assets grew 11% — the company's resource base expanded.
Net Income: $21.3B (+8.2% YoY) — Profit grew 8% — the company kept more of each dollar earned.
Weaknesses
Operating Cash Flow: -$19.0B (-726.1% YoY) — Negative operating cash flow — the business consumed more cash than it produced from operations.
Revenue: $85.1B (-1.6% YoY) — Revenue fell 2% — the company generated less from its core operations.
Opportunities
No clear opportunities identified at this time.
Threats
Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.
Negative operating cash flow of $19.0B — the core business consumed more cash than it generated.
Total liabilities are 91% of total assets — the balance sheet is heavily leveraged with limited equity cushion.
Financial Charts
Revenue vs Net Income
Margin Trend
Operating Cash Flow
Year-over-Year Changes
Operating Cash Flow
-$19.0B
was $3.0B
Negative operating cash flow — the business consumed more cash than it produced from operations.
EPS (Diluted)
$6.26
was $5.37
Earnings per share rose 17% — each share earned more.
Total Assets
$2.1T
was $1.9T
Total assets grew 11% — the company's resource base expanded.
Net Income
$21.3B
was $19.7B
Profit grew 8% — the company kept more of each dollar earned.
Revenue
$85.1B
was $86.4B
Revenue fell 2% — the company generated less from its core operations.
Risk Flags
3 high · 0 medium · 0 low- ⚠ High
Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.
- ⚠ High
Negative operating cash flow of $19.0B — the core business consumed more cash than it generated.
- ⚠ High
Total liabilities are 91% of total assets — the balance sheet is heavily leveraged with limited equity cushion.
Price History
Technical Signals
Daily closes · 1-year dataLatest News
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External Links
Trade WFC
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Research WELLS FARGO & COMPANY/MN
Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.