10-QReal Estate Investment Trusts

ARES COMMERCIAL REAL ESTATE CORPORATION

ACRE · Period ending 2026-03-31 · Filed 2026-05-07

Valuation

Real Estate Investment Trusts
Live · Yahoo Finance

Price

$4.81

52-Week Range

$4.05$4.81 now$5.89

Decision Context

Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.

Based on filing period ending Mar 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

ACRE vs

Macro Context

SWOT Analysis — ACRE

Inflationary Boom
Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

Strengths

  • Net Income: -$902,000 (+97.4% YoY) — The company posted a net loss — total expenses exceeded total revenue.

  • EPS (Diluted): $1.35 (+26.2% YoY) — Earnings per share rose 26% — each share earned more.

Weaknesses

  • Operating Cash Flow: $21.4M (-39.9% YoY) — Operating cash flow fell 40% but remained positive.

  • Revenue: $54.8M (-21.3% YoY) — Revenue fell 21% — the company generated less from its core operations.

  • Total Assets: $1.6B (-7.6% YoY) — Total assets shrank 8% — the balance sheet contracted.

Opportunities

No clear opportunities identified at this time.

Threats

  • Revenue fell 21% year-over-year — a sharp decline that signals the business is contracting significantly.

  • Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.

  • Net loss of $902,000 — the company spent more than it earned. Investors should monitor the path to profitability.

Financial Charts

Revenue vs Net Income

Margin Trend

Operating Cash Flow

Year-over-Year Changes

Net Income

-$902,000

was -$35.0M

+97.4%

The company posted a net loss — total expenses exceeded total revenue.

Operating Cash Flow

$21.4M

was $35.5M

−39.9%

Operating cash flow fell 40% but remained positive.

EPS (Diluted)

$1.35

was $1.07

+26.2%

Earnings per share rose 26% — each share earned more.

Revenue

$54.8M

was $69.7M

−21.3%

Revenue fell 21% — the company generated less from its core operations.

Total Assets

$1.6B

was $1.8B

−7.6%

Total assets shrank 8% — the balance sheet contracted.

Risk Flags

3 high · 0 medium · 0 low
  • High

    Revenue fell 21% year-over-year — a sharp decline that signals the business is contracting significantly.

  • High

    Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.

  • High

    Net loss of $902,000 — the company spent more than it earned. Investors should monitor the path to profitability.

Price History

Technical Signals

Daily closes · 1-year data

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External Links

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Research ARES COMMERCIAL REAL ESTATE CORPORATION

Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.