Valuation
BankingLive · Yahoo FinancePrice
$38.15
52-Week Range
Decision Context
Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.
Based on filing period ending Mar 2026
FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.
Macro Context
10-Year Treasury
4.32%
2026-04-01
Unemployment
4.3%
Near full employment
CPI Index
332.4
2026-04-01
M2 Money Supply
$22.8T
2026-04-01
10-year Treasury yields are at 4.32%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.3%; M2 money supply is $22.8T; CPI index stands at 332.4.
SWOT Analysis — DCOM
Inflationary BoomStrengths
EPS (Diluted): $2.36 (+329.1% YoY) — Earnings per share rose 329% — each share earned more.
Net Income: $110.7M (+280.6% YoY) — Profit grew 281% — the company kept more of each dollar earned.
Operating Cash Flow: $186.6M (+88.3% YoY) — Operating cash flow grew 88% — the business generated more cash from day-to-day operations.
Revenue: $19.9M (+19.0% YoY) — Revenue grew 19% — the company sold more goods or services than the prior year.
Total Assets: $15.3B (+6.9% YoY) — Total assets grew 7% — the company's resource base expanded.
Weaknesses
Stock is near its 52-week high (38.00) — the price reflects strong recent momentum, but entry risk is elevated at these levels.
Opportunities
No clear opportunities identified at this time.
Threats
Total liabilities are 90% of total assets — the balance sheet is heavily leveraged with limited equity cushion.
Financial Charts
Revenue vs Net Income
Margin Trend
Operating Cash Flow
Year-over-Year Changes
EPS (Diluted)
$2.36
was $0.55
Earnings per share rose 329% — each share earned more.
Net Income
$110.7M
was $29.1M
Profit grew 281% — the company kept more of each dollar earned.
Operating Cash Flow
$186.6M
was $99.1M
Operating cash flow grew 88% — the business generated more cash from day-to-day operations.
Revenue
$19.9M
was $16.7M
Revenue grew 19% — the company sold more goods or services than the prior year.
Total Assets
$15.3B
was $14.4B
Total assets grew 7% — the company's resource base expanded.
Risk Flags
1 high · 0 medium · 1 low- ⚠ High
Total liabilities are 90% of total assets — the balance sheet is heavily leveraged with limited equity cushion.
- ○ Low
Stock is near its 52-week high (38.00) — the price reflects strong recent momentum, but entry risk is elevated at these levels.
Price History
Technical Signals
Daily closes · 1-year dataLatest News
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External Links
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Research DIME COMMUNITY BANCSHARES, INC.
Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.