HOME DEPOT, INC. (HD) Financial Analysis — Fisclear

Valuation

Retail-Lumber & Other Building Materials Dealers

Live · Yahoo Finance

Price

$308.74

52-Week Range

$289.10$308.74 now$426.75

Decision Context

Outperforms sector peers on capital efficiency. The peer comparison edge is a meaningful differentiator in the current competitive landscape.

Based on filing period ending Aug 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

HD vs

Macro Context

Fed Funds Rate

3.63%

Accommodative

10-Year Treasury

4.60%

2026-07-01

Unemployment

4.1%

Near full employment

CPI Index

332.8

2026-07-01

M2 Money Supply

$23.2T

2026-06-01

The Federal Funds rate stands at 3.63% — a moderately elevated rate environment that raises borrowing costs across the economy; 10-year Treasury yields are at 4.60%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.1%; Industrial production index is at 103.0; M2 money supply is $23.2T; CPI index stands at 332.8.

SWOT Analysis — HD

Inflationary Boom

Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

✦

Strengths

Total Assets: $105.1B (+9.3% YoY) — Total assets grew 9% — the company's resource base expanded.

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Weaknesses

Operating Cash Flow: $16.3B (-17.6% YoY) — Operating cash flow fell 18% but remained positive.
Revenue: $66.2B (-7.2% YoY) — Revenue fell 7% — the company generated less from its core operations.
EPS (Diluted): $14.23 (-4.6% YoY) — Earnings per share fell 5%.
Net Income: $14.2B (-4.4% YoY) — Profit fell 4% but remained positive.

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Opportunities

No clear opportunities identified at this time.

⚠

Threats

Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.
Total liabilities are 88% of total assets — the balance sheet is heavily leveraged with limited equity cushion.
Revenue declined 7% year-over-year — the company brought in less from its core business than the prior year.
Current ratio of 1.06x — thin liquidity buffer against short-term obligations.

Financial Charts

Revenue vs Net Income

Gross Profit vs Operating Income

Margin Trend

Operating Cash Flow

Year-over-Year Changes

Operating Cash Flow

$16.3B

was $19.8B

−17.6%

Operating cash flow fell 18% but remained positive.

Total Assets

$105.1B

was $96.1B

+9.3%

Total assets grew 9% — the company's resource base expanded.

Revenue

$66.2B

was $71.3B

−7.2%

Revenue fell 7% — the company generated less from its core operations.

EPS (Diluted)

$14.23

was $14.91

−4.6%

Earnings per share fell 5%.

Net Income

$14.2B

was $14.8B

−4.4%

Profit fell 4% but remained positive.

Risk Flags

2 high · 2 medium · 0 low

⚠ High
Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.
⚠ High
Total liabilities are 88% of total assets — the balance sheet is heavily leveraged with limited equity cushion.
◈ Medium
Revenue declined 7% year-over-year — the company brought in less from its core business than the prior year.
◈ Medium
Current ratio of 1.06x — thin liquidity buffer against short-term obligations.