10-KRetail-Furniture Stores

RH

RH · Period ending 2026-01-31 · Filed 2026-04-01

Valuation

Retail-Furniture Stores
Live · Yahoo Finance

Price

$146.80

52-Week Range

$106.30$146.80 now$257.00

Decision Context

Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.

Based on filing period ending Jan 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

RH vs

Macro Context

Fed Funds Rate

3.64%

Accommodative

10-Year Treasury

4.32%

2026-04-01

Unemployment

4.3%

Near full employment

CPI Index

330.3

2026-03-01

M2 Money Supply

$22.7T

2026-03-01

The Federal Funds rate stands at 3.64% — a moderately elevated rate environment that raises borrowing costs across the economy; 10-year Treasury yields are at 4.32%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.3%; Industrial production index is at 101.8; M2 money supply is $22.7T; CPI index stands at 330.3.

SWOT Analysis — RH

Inflationary Boom
Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

Strengths

  • Operating Cash Flow: $452.2M (+2545.5% YoY) — Operating cash flow grew 2545% — the business generated more cash from day-to-day operations.

  • EPS (Diluted): $6.31 (+74.3% YoY) — Earnings per share rose 74% — each share earned more.

  • Net Income: $124.8M (+72.3% YoY) — Profit grew 72% — the company kept more of each dollar earned.

  • Revenue: $1.2B (+24.5% YoY) — Revenue grew 25% — the company sold more goods or services than the prior year.

  • Gross Profit: $1.5B (+7.1% YoY) — Gross profit rose 7% — the spread between revenue and direct costs improved.

Weaknesses

No material weaknesses flagged.

Opportunities

No clear opportunities identified at this time.

Threats

  • Total liabilities are 99% of total assets — the balance sheet is heavily leveraged with limited equity cushion.

  • Current ratio of 1.19x — thin liquidity buffer against short-term obligations.

  • Gross margin compressed by 20.6pp — input costs or pricing pressure is eroding profitability on each dollar of revenue.

Financial Charts

Revenue vs Net Income

Gross Profit vs Operating Income

Margin Trend

Operating Cash Flow

Year-over-Year Changes

Operating Cash Flow

$452.2M

was $17.1M

+2545.5%

Operating cash flow grew 2545% — the business generated more cash from day-to-day operations.

EPS (Diluted)

$6.31

was $3.62

+74.3%

Earnings per share rose 74% — each share earned more.

Net Income

$124.8M

was $72.4M

+72.3%

Profit grew 72% — the company kept more of each dollar earned.

Revenue

$1.2B

was $958.1M

+24.5%

Revenue grew 25% — the company sold more goods or services than the prior year.

Gross Profit

$1.5B

was $1.4B

+7.1%

Gross profit rose 7% — the spread between revenue and direct costs improved.

Risk Flags

1 high · 2 medium · 0 low
  • High

    Total liabilities are 99% of total assets — the balance sheet is heavily leveraged with limited equity cushion.

  • Medium

    Current ratio of 1.19x — thin liquidity buffer against short-term obligations.

  • Medium

    Gross margin compressed by 20.6pp — input costs or pricing pressure is eroding profitability on each dollar of revenue.

Price History

Technical Signals

Daily closes · 1-year data

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Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.