Starwood Property Trust, Inc. (STWD) Financial Analysis — Fisclear

Valuation

Real Estate Investment Trusts

Live · Yahoo Finance

Price

$15.62

52-Week Range

$15.47$15.62 now$20.62

Decision Context

Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.

Based on filing period ending Jun 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

STWD vs

Macro Context

Fed Funds Rate

3.63%

Accommodative

10-Year Treasury

4.60%

2026-07-01

Unemployment

4.1%

Near full employment

CPI Index

332.8

2026-07-01

M2 Money Supply

$23.2T

2026-06-01

The Federal Funds rate stands at 3.63% — a moderately elevated rate environment that raises borrowing costs across the economy; 10-year Treasury yields are at 4.60%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.1%; Industrial production index is at 102.6; M2 money supply is $23.2T; CPI index stands at 332.8.

SWOT Analysis — STWD

Inflationary Boom

Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

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Strengths

Operating Cash Flow: $977.9M (+51.2% YoY) — Operating cash flow grew 51% — the business generated more cash from day-to-day operations.
Net Income: $411.5M (+14.3% YoY) — Profit grew 14% — the company kept more of each dollar earned.

◈

Weaknesses

Revenue: $1.8B (-5.3% YoY) — Revenue fell 5% — the company generated less from its core operations.

◎

Opportunities

EPS (Diluted): $1.15 (+4.5% YoY) — Earnings per share rose 5% — each share earned more.
Total Assets: $63.2B (+1.0% YoY) — Total assets grew 1% — the company's resource base expanded.

⚠

Threats

Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.
Total liabilities are 88% of total assets — the balance sheet is heavily leveraged with limited equity cushion.
Revenue declined 5% year-over-year — the company brought in less from its core business than the prior year.

Financial Charts

Revenue vs Net Income

Margin Trend

Operating Cash Flow

Year-over-Year Changes

Operating Cash Flow

$977.9M

was $646.6M

+51.2%

Operating cash flow grew 51% — the business generated more cash from day-to-day operations.

Net Income

$411.5M

was $359.9M

+14.3%

Profit grew 14% — the company kept more of each dollar earned.

Revenue

$1.8B

was $1.9B

−5.3%

Revenue fell 5% — the company generated less from its core operations.

EPS (Diluted)

$1.15

was $1.10

+4.5%

Earnings per share rose 5% — each share earned more.

Total Assets

$63.2B

was $62.6B

+1.0%

Total assets grew 1% — the company's resource base expanded.

Risk Flags

2 high · 1 medium · 0 low

⚠ High
Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.
⚠ High
Total liabilities are 88% of total assets — the balance sheet is heavily leveraged with limited equity cushion.
◈ Medium
Revenue declined 5% year-over-year — the company brought in less from its core business than the prior year.