10-QBanking

TRUIST FINANCIAL CORP

TFC · Period ending 2026-03-31 · Filed 2026-05-01

Valuation

Banking
Live · Yahoo Finance

Price

$48.83

52-Week Range

$38.84$48.83 now$56.20

Decision Context

Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.

Based on filing period ending Mar 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

TFC vs

Macro Context

SWOT Analysis — TFC

Inflationary Boom
Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

Strengths

  • Operating Cash Flow: $5.7B (+165.2% YoY) — Operating cash flow grew 165% — the business generated more cash from day-to-day operations.

  • EPS (Diluted): $3.82 (+13.7% YoY) — Earnings per share rose 14% — each share earned more.

  • Net Income: $5.3B (+9.6% YoY) — Profit grew 10% — the company kept more of each dollar earned.

Weaknesses

No material weaknesses flagged.

Opportunities

  • Total Assets: $547.5B (+3.1% YoY) — Total assets grew 3% — the company's resource base expanded.

Threats

  • Total liabilities are 88% of total assets — the balance sheet is heavily leveraged with limited equity cushion.

Year-over-Year Changes

Operating Cash Flow

$5.7B

was $2.2B

+165.2%

Operating cash flow grew 165% — the business generated more cash from day-to-day operations.

EPS (Diluted)

$3.82

was $3.36

+13.7%

Earnings per share rose 14% — each share earned more.

Net Income

$5.3B

was $4.8B

+9.6%

Profit grew 10% — the company kept more of each dollar earned.

Total Assets

$547.5B

was $531.2B

+3.1%

Total assets grew 3% — the company's resource base expanded.

Risk Flags

1 high · 0 medium · 0 low
  • High

    Total liabilities are 88% of total assets — the balance sheet is heavily leveraged with limited equity cushion.

Price History

Technical Signals

Daily closes · 1-year data

Latest News

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External Links

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Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.