Valuation
BankingLive · Yahoo FinancePrice
$63.33
52-Week Range
Decision Context
Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.
Based on filing period ending Mar 2026
FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.
Macro Context
SWOT Analysis — USB
Inflationary BoomStrengths
EPS (Diluted): $4.62 (+21.9% YoY) — Earnings per share rose 22% — each share earned more.
Net Income: $7.6B (+20.2% YoY) — Profit grew 20% — the company kept more of each dollar earned.
Weaknesses
Operating Cash Flow: $8.0B (-29.3% YoY) — Operating cash flow fell 29% but remained positive.
Opportunities
Revenue: $28.7B (+4.4% YoY) — Revenue grew 4% — the company sold more goods or services than the prior year.
Total Assets: $692.3B (+2.1% YoY) — Total assets grew 2% — the company's resource base expanded.
Threats
Total liabilities are 91% of total assets — the balance sheet is heavily leveraged with limited equity cushion.
Financial Charts
Year-over-Year Changes
Operating Cash Flow
$8.0B
was $11.3B
Operating cash flow fell 29% but remained positive.
EPS (Diluted)
$4.62
was $3.79
Earnings per share rose 22% — each share earned more.
Net Income
$7.6B
was $6.3B
Profit grew 20% — the company kept more of each dollar earned.
Revenue
$28.7B
was $27.5B
Revenue grew 4% — the company sold more goods or services than the prior year.
Total Assets
$692.3B
was $678.3B
Total assets grew 2% — the company's resource base expanded.
Risk Flags
1 high · 0 medium · 0 low- ⚠ High
Total liabilities are 91% of total assets — the balance sheet is heavily leveraged with limited equity cushion.
Price History
Technical Signals
Daily closes · 1-year dataLatest News
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External Links
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Research US BANCORP \DE\
Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.