VALERO ENERGY CORP/TX (VLO) Financial Analysis — Fisclear

Valuation

Oil Refining

Live · Yahoo Finance

Price

$390.42

52-Week Range

$155.29$390.42 now$399.26

Decision Context

Scores are balanced across the six engines. No single dimension dominates — this is consistent with a stable, mid-tier quality business.

Based on filing period ending Jun 2026

FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.

VLO vs

Macro Context

Fed Funds Rate

3.63%

Accommodative

10-Year Treasury

4.60%

2026-07-01

Unemployment

4.1%

Near full employment

CPI Index

332.6

2026-06-01

M2 Money Supply

$23.2T

2026-06-01

The Federal Funds rate stands at 3.63% — a moderately elevated rate environment that raises borrowing costs across the economy; 10-year Treasury yields are at 4.60%, setting the benchmark for long-term corporate borrowing; Unemployment stands at 4.1%; Industrial production index is at 102.6; M2 money supply is $23.2T; CPI index stands at 332.6.

SWOT Analysis — VLO

Inflationary Boom

Macro lens (Inflationary Boom): Rising costs and tighter margins amplify financial risks in this regime.

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Strengths

No standout strengths identified from the filing.

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Weaknesses

Gross Profit: -$230.0M (-111.5% YoY) — Gross profit declined 111% — costs are growing faster than revenue.
Net Income: $2.3B (-15.2% YoY) — Profit fell 15% but remained positive.
Operating Cash Flow: $5.8B (-12.8% YoY) — Operating cash flow fell 13% but remained positive.
EPS (Diluted): $7.57 (-11.8% YoY) — Earnings per share fell 12%.
Revenue: $122.7B (-5.5% YoY) — Revenue fell 6% — the company generated less from its core operations.
Stock is near its 52-week high (320.24) — the price reflects strong recent momentum, but entry risk is elevated at these levels.

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Opportunities

No clear opportunities identified at this time.

⚠

Threats

Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.
Revenue declined 6% year-over-year — the company brought in less from its core business than the prior year.

Financial Charts

Revenue vs Net Income

Gross Profit vs Operating Income

Margin Trend

Operating Cash Flow

Year-over-Year Changes

Gross Profit

-$230.0M

was $2.0B

−111.5%

Gross profit declined 111% — costs are growing faster than revenue.

Net Income

$2.3B

was $2.8B

−15.2%

Profit fell 15% but remained positive.

Operating Cash Flow

$5.8B

was $6.7B

−12.8%

Operating cash flow fell 13% but remained positive.

EPS (Diluted)

$7.57

was $8.58

−11.8%

Earnings per share fell 12%.

Revenue

$122.7B

was $129.9B

−5.5%

Revenue fell 6% — the company generated less from its core operations.

Risk Flags

1 high · 1 medium · 1 low

⚠ High
Revenue has declined for two consecutive years — a sustained downtrend that may signal structural or competitive headwinds.
◈ Medium
Revenue declined 6% year-over-year — the company brought in less from its core business than the prior year.
○ Low
Stock is near its 52-week high (320.24) — the price reflects strong recent momentum, but entry risk is elevated at these levels.