Valuation
BankingLive · Yahoo FinancePrice
$36.72
52-Week Range
Decision Context
Altman Z-Score indicates financial distress risk. Review debt levels and cash runway before any position sizing decision.
Based on filing period ending Mar 2026
FisclearScore is a quantitative model using public financial data and sector median benchmarks (refreshed monthly). Not financial advice. Always conduct independent due diligence.
Macro Context
SWOT Analysis — WAFD
Inflationary BoomStrengths
Net Income: $226.1M (+13.0% YoY) — Profit grew 13% — the company kept more of each dollar earned.
Revenue: $29.6M (+7.8% YoY) — Revenue grew 8% — the company sold more goods or services than the prior year.
EPS (Diluted): $2.63 (+5.2% YoY) — Earnings per share rose 5% — each share earned more.
Weaknesses
Operating Cash Flow: $237.0M (-46.1% YoY) — Operating cash flow fell 46% but remained positive.
Total Assets: $26.7B (-4.8% YoY) — Total assets shrank 5% — the balance sheet contracted.
Opportunities
No clear opportunities identified at this time.
Threats
Total liabilities are 89% of total assets — the balance sheet is heavily leveraged with limited equity cushion.
Financial Charts
Year-over-Year Changes
Operating Cash Flow
$237.0M
was $439.2M
Operating cash flow fell 46% but remained positive.
Net Income
$226.1M
was $200.0M
Profit grew 13% — the company kept more of each dollar earned.
Revenue
$29.6M
was $27.5M
Revenue grew 8% — the company sold more goods or services than the prior year.
EPS (Diluted)
$2.63
was $2.50
Earnings per share rose 5% — each share earned more.
Total Assets
$26.7B
was $28.1B
Total assets shrank 5% — the balance sheet contracted.
Risk Flags
1 high · 0 medium · 0 low- ⚠ High
Total liabilities are 89% of total assets — the balance sheet is heavily leveraged with limited equity cushion.
Price History
Technical Signals
Daily closes · 1-year dataLatest News
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External Links
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Data sourced from SEC EDGAR, FRED (Federal Reserve Economic Data), and Yahoo Finance. For informational purposes only. Not financial advice.